The Ultimate Home Ownership Program that Transforms the Dreary and Costly Rental “Rat Race” into Equity Building, Credit Enhancing of Home Ownership!
The Only Comprehensive Homeownership Program With a Decade of Proven Results!
No Bank Qualifying means we have financing in place for you. You can Move in Now. You’ll Love the Results of our Program. We make it EASY to Own one of these Homes. Secure your Permanent Financing in 24 to 36 months, while you build up your financial profile.
We offer immediate occupancy of fine homes in fine neighborhoods. Tell your friends, relatives, sons & daughters. We make it easy to save for your next home.
Build equity instead of throwing away rent
The best part about this is that with a rent to own home, you get to live in the home you want to buy while you work on fixing your credit up. The program works well for individuals in a variety of situations, including those with bad credit, individuals that have gone through bankruptcy, divorce, and just cannot meet the strict requirements of banks and lenders.
No Bank Qualifying
Lease to Own one of these fine homes in a fine neighborhood.
No Bank Qualification is necessary.
You don’t have to qualify for a loan, or spend thousands on closing costs. Or wait for bank approvals and a HUGE down payment. As a lessee in one of our homes, you will make monthly payments just like a mortgage. You’re responsible for all maintenance. At any time during your lease, you may elect to purchase the home based on a previously established fixed price. You’re not ‘shooting at a moving target’; we freeze the price of the home for the term of the lease. Interested? Call 436-5000.
Sounds good. How does it work?
Real estate attorney and author Bob Bruss explains it like this, “A rent-to-own is a combination rental, sales and finance technique that has been used by thousands of home buyers and sellers. He states, “Personally, I bought my current residence with a rent-to-own >when I realized I was ‘cash challenged’: without enough money for a down >payment.
With our program you not only get a great house to live in while you buy- you get time and our resources to build, establish and perfect you credit for ‘the coming wave’. You can achieve credit nirvana from little- known rules to turn even horrible credit into enviable credit and SAVE hundreds of dollars every single month!
Free Rent-To-Own Report
91% of Americans would have absolutely no net worth if they didn’t own a home. Are you one? What if you could purchase a home with very little down, perhaps even zero down, and you could still make payments that might be no more than your current rent?
We Wrote the Book on Owning a Home
We wrote a detailed report that covers the aspects of how renting to own a home work. And you can it free. Plus you can read the real-life success stories of everyday people who now own their own home at a great price with built-in equity.
Someday Starts Today
Invest in yourself instead of throwing it to a landlord. Get the facts about getting a home in Fort Wayne
Download the Rent To Own Report
Here’s how you start the Process
1. Choose the homes you want to see from the Fort Wayne listings
2. Application online here
3. Request a home showing online or call us at (260) 436-5000 extension 223 to speak with a friendly Home Support Team member.
Imagine, when you’re in a home of your own, you’ll have more freedom and stability and security that brings peace of mind. And let’s face it, you deserve this. Improve your lifestyle now! Some people will never achieve it. But most people do not have the opportunity you have right now.
- You build up equity in the home of your choice while you improve your credit rating
- Our Equity Accelerator: double your equity payments every month!
- Gives you time to build up your base income
- Lock in the price of your future home now
- Homes in appreciating areas
- Time to work out credit issues
- Fair price and a reasonable down payment
- Clear, easy-to-read, understandable paperwork, and
- a guarantee equity build up while living in the new home
“The Only Comprehensive Home Ownership Program with two Decades of Proven Results that help ALL credit types fast and fairly!”
FREQUENTLY ASKED QUESTIONS
Who do we sell homes to?
We specialize in selling homes to people who have always wanted to own a home, but can’t qualify for a loan. These people may have hit a rough spot in the road such as bankruptcy, divorce, medical payments, high consumer debt or other credit damaging situations. Through our Program, we help you get the dream home you’ve always wanted.
How does our lease to own program work?
Our EASY QUALIFYING lease to own program simply means that you rent from us for a period while we help you build your credit up and eventually obtain financing to purchase the home you choose. Just pick out one of our great homes, apply, and move in. While you live in the house, we will provide help with your credit, financing, and whatever else you need to make you a HOME OWNER.
What does “Easy Qualifying” mean?
“Easy Qualifying” means that you don’t have to jump through the hoops like at a bank. All we require is a basic application that you can complete online here
Do we check your credit?
Yes, But not to deny you – we check your credit to help you. We want to determine how long of a land contract you will need. Looking at your credit report will give us the steps necessary to eventually get you a loan.
What if my credit is not very good?
On the applications we look at three basic things: First, verification of employment. We are looking for someone who makes a reasonable income with an established job history. The second thing we look at is how you have paid your rent (or house payments). We are looking for someone who has a history of making their rent (or house) payments on time. Number three: We look at your credit. The credit doesn’t have to be perfect, but it does need to be reasonable. A few slow pays or even a bankruptcy can be okay. What we’re looking to avoid is the person who makes a habit of not paying their landlord or Mortgage Company on time.
Will bad credit keep me from getting one of your homes?
No, we understand that bad things happen to good people. If you are trying to clean up your credit, then our lease to own Program may be the perfect thing for you. We also offer a Credit Correction Program to our new customers at a BIG discount!
How long does the process take?
We can usually give you an answer within 2 business days. From there it’s just a matter of paying the move-in, doing the paperwork, and changing the locks. All of this can be completed within a week.
How much down payment do I need?
While traditional home sales require a credit score of 720 for down payment of 10%-20% of the total cost of the home. We on the other hand only require a 490 credit score. The down payment is subtracted from the purchase price so you get full credit and building equity. And we may be able to break up your downpayment into installments and accept borrowed funds.
So an example could look like this:
Sales Price: $90,000
Down payment: $9,000 split into two equal payments
$4500 payment at time of move in that you had in your bank account
$4500 payment in 4 months after move in from a tax return
The more down payment you put down the lower your monthly house payment is. The purchase price is locked-in for the lease term. Without seeing your application we can only guess as to how much you’ll need in total to move in. So we can give you straight answers and costs we ask you apply before giving your downpayment needed. Please apply here
You can buy a home at today’s price and not pay for until tomorrow so you benefit from appreciation
How do you determine the monthly lease payment?
The monthly payment is determined by the purchase price of the home. We try to structure our payments so they will be equivalent to the mortgage payment you can expect when you buy the home.
Does some of my monthly payment go towards the purchase price of the home?
YES. Not only are you building credit you ALSO build equity. AND we offer a Program that if you choose to pay more, then we will match that amount DOLLAR FOR DOLLAR and subtract the total amount from the sale price. For example, If you pay a $100 extra each month, we will take 200 dollars off the purchase price. If you pay $500, we will take $1,000 off the price. The matching parameters vary depending upon the home you buy. You can build a lot of equity by participating in our match program.
I’ve never heard of you. How long have you been around?
We have been serving the Fort Wayne community over 20 years and have an A+ Business record. Our proven program has help over 3400 Fort Wayne resident achieve their dream of owning their own home. Here is a small sampling of the wonderful memories and clients we have enjoyed:
Can EZhomebuyers help me get a traditional loan down the road?
Absolutely. We work with mortgage specialists that can help you with the loan process from the initial application all the way to the closing table. We are there every step of the way. And after you establish credit and equity through our program you’ll get a better interest rate: saving you thousands of dollars.
Why would I lease to own a home as opposed to purchasing out right?
There are several reasons. The lease to own paperwork is quick and easy. You can close and be in the house in one day. Mortgage loans can take months sometimes. Some people like to check out the neighborhood before they buy. People going through a divorce can not purchase a house until the divorce is final. Some people would like to live in the house they are going to buy while saving for an additional down payment or closing costs. Some are trying to rebuild their credit or have not been on the job long enough to qualify for a loan.
But I don’t see a home that works for me.
After you complete our application you’ll be pre-approved and be first in line to get one of the current homes available and the new ones we have coming in. Plus we can better determine how much of a payment you can afford. Our online application is easy and takes just a few minutes. So get pre-approved here
WANT TO TALK?
If you have questions about our seller financing program or the homes in Fort Wayne that are available, you can contact us here or you can quickly schedule a showing here
Home Page | Homes with Seller Financing | Get pre-approved here
Move in and enjoy